I recently got a box trailer for general domestic use. It's a 6x4 galvanised job with full cage, tilt function, spare wheel, jockey wheel and the suspension has been raised for 4WD's (leafs sit on the axle, not under). It's basically brand new as the previous owner used it once in a year (I've used it twice in a week). Got it for a steal at $900 with 6mths rego still on it.
Anyway I took out a policy for it with the same insurer we have everything else with but the price was $230/yr.
I thought was a very steep. The Prado is only $350/yr.
I'm still in the cooling off period.
I was thinking it would be included in the car insurance or maybe $50/yr extra.
Who else has insurance on their box trailer? Not campers or anything else of decent value. Just ya ordinary box trailer. I'm worried if I reversed into someone and being covered + it being stolen/damaged. Even 3rd party fire and theft was $180/yr(or around that, can't quite remember).
Thoughts? I'm having trouble finding insurance companies that insure general box trailers. They're all caravans, campers or tradie trailers where you carry a decent amount of high value stuff.
Anyway I took out a policy for it with the same insurer we have everything else with but the price was $230/yr.
I thought was a very steep. The Prado is only $350/yr.
I'm still in the cooling off period.
I was thinking it would be included in the car insurance or maybe $50/yr extra.
Who else has insurance on their box trailer? Not campers or anything else of decent value. Just ya ordinary box trailer. I'm worried if I reversed into someone and being covered + it being stolen/damaged. Even 3rd party fire and theft was $180/yr(or around that, can't quite remember).
Thoughts? I'm having trouble finding insurance companies that insure general box trailers. They're all caravans, campers or tradie trailers where you carry a decent amount of high value stuff.
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